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Ask a question a lawyerFrom January 1, 2020, the pension for Russian pensioners will increase on a fixed value. The coefficient was officially and finally approved at a meeting of the Board of the Pension Fund of the Russian Federation, the Decree was signed by President Vladimir Putin.

Actual information:

**Raising pension from January 1, 2021**

how much will increase and the table with examples.

## For how many percent will increase pensions in 2020 from January 1

From January 1, 2020, pensions will be **indexed by 6.6% **. The indexing system has changed: if earlier they grew to the inflation rate, now they will grow on a fixed value, which is respectively higher from last year's premiums to the pension.

**Learn how to increase your pension from January 1, 2020. **

Infographics: How to change pensions from January 1, 2020

For example, in 2019, retirement payment **increased by 7.05% **, and the inflation rate was 4.3%. In 2020, an increase in inflation is expected to 0.5%, and the pension will decrease in comparison with the previous year. The average amount of payments to pensioners 14.8 thousand rubles. 6.6% of this amount - it turns out the addition of almost one thousand rubles. But these are calculations in accordance with the middle pension, many citizens have an individual pension, so the size of the increase may be different. From January 1, 2020, the indexation of social pensions is also expected. Excluding the experience of the work, the pension will be increased disabled, participants in war, their widow mothers by 3.9 percent.

The amount of payments to the insurance pension will increase almost to **5 690 rubles **Since 2020.

Since the fixed part is indexed from January 1, the dimensions of these allowances will also be changed. This concerns:

- Admissions for dependents. For each disabled family member, the pensioner will now receive on 1895.42 rubles.
- Spends for the northern experience. For work in the extreme north will be paid $ 2843,13 rubles, and localities equivalent to COP, 1895.42 rubles.
- Surface payments for rural experience - 1421,56 rubles.

## The size of pensions in old age in 2019-2024

Pension indexation From 2019 to 2025 will gradually decrease to the inflation rate of the previous year. Accordingly, non-working retirees will receive a pension indexed in this amount from January 1 of the following years:

Year | % indexation | Pension size |

2020. | 6.6% | 14,986 rubles 25 kopecks |

2021. | 6.3% | 15 930 rubles 48 kopecks |

2022. | 5.9% | 16,870 rubles 10 kopecks |

2023. | 5.6% | 17 814 rubles 56 kopecks |

2024. | 5.5% | 18 794 ruble 34 kopecks |

33.7% will increase in old age pensions in six years. It was 14,058.19 rubles in 2019, 18,794.34 rubles will be in 2024.

Indexing pensions for pensioners who still behave professional activities will not. They will be able to get indexed payments after dismissal from work. The recalculation of payments will be made from next month after the cessation of work.

## Cost of the pension point in 2020

Pension point size **in 2020. **will be **93 rubles **. In 2019, the pension ball is less from the future - 87.24 rubles. Such information was taken after the official publication of the "basic characteristics of the budget of the Pension Fund of the Russian Federation".

Accordingly, the pension ball will compile such an amount in the following years:

- 2021 - 98.86 rubles;
- 2022 - 104.69 rubles;
- 2023 - 110.55 rubles;
- 2024 - 116.63 rubles.

This information was approved in accordance with Federal Law No. 350-FZ.

**If you found a mistake **Please highlight the text fragment and click Ctrl + ENTER

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This material is updated 15.10.2020.

Ekaterina Miroshkin

economist

From January 1, 2020, all non-working retirees addressed labor pensions - that is, those that the state pays when a certain age is reached, if there is an experience and the right amount of points. This is the same old-age pension, which it was possible to receive in 55 or 60 years on general reasons, and now later.

Monthly payments to pensioners rose by 6.6%. The average pension in Russia increased by about a thousand rubles. But everyone's gain is different, and somebody She did not receive it at all, although it worked for 30 years and has long been retired.

Here's how the indexation is arranged.

## What indexation is it?

Every year the state is trying to somehow increase pensions. Amounts that pensioners received last year are increased by a certain percentage. Such an increase and is called indexation. It used to be small, but after raising the retirement age, the average retirement in Russia promised to increase by 1000 Р. For this, from January 1, 2019, payments to pensioners were injected at 7.05%. It is almost twice as bigger than in previous years.

The same law immediately established the size of indexing for several years ahead. An increase in pension will occur due to the rise in price of one pension point and increasing the fixed part.

## How indexing occurs

From January 1, 2020, pensions have increased only in non-working retirees: without labor and civil law contracts, the status of IP and voluntary contributions. Pension indexation amounted to 6.6%.

**Pension indexing formula. **It is necessary to count so.

If the old-age pension is greater than the subsistence minimum pensioner in the region:

Pension in 2019 + 6.6%

If the pension is less than the subsistence minimum:

Old-age pension + 6.6% + last year's surcharge to a minimum

Working retirees, the increase from January 1 is not supposed. But there is a trick that will help legally get surcharge. Details - in the article.

## Pension indexation in 2020

Old-age pension is considered to be such a formula:

Fixed part + Number of points × Ball value

Increased folds of two parts:

- Fixed part. This is the amount that is accrued to absolutely all pensioners regardless of the number of their pension points. In 2019, the fixed part is 5334,19 Р, and at 2020 - 5686,25 Рthat is, 6.6% more.
- Pension points. During operation on the personal account of each person, individual retirement coefficients are digging. The amount of contributions affects them: the more contributions, the more points. In 2019, you can get a maximum of 9.13. Pension accumulates some kind The number of points, and for each score state pays a certain amount. In 2019, one score is worth 87.24 Р, and in 2020 it will cost 93 Р- also 6.6% more.

All pensioners are different prices. No such that everyone began to receive 1000 per month Рmore. When they say that the pension will grow by a thousand rubles, mean a middle pension in Russia. Now it is about 15,400 Р, and 6.6% of this amount is just about a thousand.

But if the pensioner gets 12,500 Рper month, its gain will be 825 Р, and if 20 000 Р, then the pension will grow by 1320 Р. On Chukotka, the pensioner can receive 30 thousand rubles - then in 2020 they will add almost 2 thousand rubles a month.

### Increased pensions depending on the size

It was in 2019 | POSSIBLE - 6.6% | Became in 2020 |
---|---|---|

11 000 Р | 726. Р | 11 726. Р |

12,000 Р | 792. Р | 12 792. Р |

13 000 Р | 858. Р | 13 858. Р |

14,000 Р | 924. Р | 14 924. Р |

15 400. Р | 1016. Р | 16 416. Р |

17 000 Р | 1122. Р | 18 122. Р |

18 000 Р | 1188. Р | 19 188. Р |

Became in 2020

11 726. Р

Became in 2020

12 792. Р

Became in 2020

13 858. Р

Became in 2020

14 924. Р

Became in 2020

16 416. Р

Became in 2020

18 122. Р

Became in 2020

19 188. Р

**Labor pensions non-working pensioners. **From January 1, 2020, labor pensions of non-working retirees were indexed. Disabled pensioners are those who are not insured in the system of compulsory pension insurance. That is, for such a pensioner, no one pays mandatory contributions: neither the employer nor himself for himself.

### Examples of pensions indexing in different situations

There is indexation | No indexation |
---|---|

Pensioner without work and lives only retirement | The pensioner receives a pension, but continues to work on an employment contract |

The pensioner still worked in September, he quit in November, and in February will come to work again | Have a pensioner civil law contracts with IP or legal entities |

The pensioner officially gives an apartment or sells vegetables from its garden | The pensioner works as IP on simplified or patent |

The pensioner is working as a tutoring and uses tax holidays. | Pensioner status IP on a simplified, but he does not earn anything |

The pensioner registered as self-employed and earns 100 thousand rubles a month at the repair of apartments | The pensioner was registered as self-employed, but pays voluntary contributions. |

**There is indexation **

**No indexation **

Pensioner without work and lives only retirement

The pensioner receives a pension, but continues to work on an employment contract

The pensioner still worked in September, he quit in November, and in February will come to work again

Have a pensioner civil law contracts with IP or legal entities

The pensioner officially gives an apartment or sells vegetables from its garden

The pensioner works as IP on simplified or patent

The pensioner is working as a tutoring and uses tax holidays.

Pensioner status IP on a simplified, but he does not earn anything

The pensioner registered as self-employed and earns 100 thousand rubles a month at the repair of apartments

The pensioner was registered as self-employed, but pays voluntary contributions.

Here are two opposite examples.

If the physician teacher retired, but continues to work at school, he receives a pension and salary. Employer pays insurance premiums for him every month - 22% of the salary amount. The physics teacher is considered a working pensioner, so since January 1, his pension will not change. He improved payments from August 1, but according to other rules.

If the same physician teacher retired and resigned from school to earn a tutoring at home, he is not obliged to pay contributions and even ndfl. That is, he does not transfer anything at all to the budget, it receives a pension and income from classes with students. But from the point of view of pension legislation, such a teacher is non-working. From January 1, the state indexed his pension.

It looks unfair from the point of view of payments: the one who pays contributions and still replenishes the budget of the FIU, will not receive an increase. And the one who already pays anything will receive it by indexing. In this way, the state is trying to support pensioners who do not have additional sources of income except pension.

**Raising pension from August 1 to working retirees. **If the pensioner works, from January 1, the retirement did not increase him at all. She rose only from August 1, 2020 and not everyone, but only those who worked in 2018. This is not indexing pensions, as from January 1, and recalculation: the state has taken into account insurance premiums and points and added about 250 rubles per month to monthly payments. The exact amount depends on the wages of the pensioner.

**Recalculation of pensions for Soviet years. **In the Soviet times there were no insurance pensions, no one believed points. The insurance part of the pension appeared in 2002, and the points were introduced since 2015.

The "old" pension rights are those that were accumulated until 01.01.2015, they were automatically converted into points.

Two periods of labor activity were converted separately:

- From 2002 to 2014.
- Until 2002.

The points accrued during these periods can be requested through the Personal Cabinet on the PFR website.

**Pension increase after 75 years in 2020 **- It is still a bill, he was planned to be considered in the State Duma in September 2020, but postponed. While he did not become a law, the increase to the pension arises from 80 years and is equal to fixed pay - 5686.25 Р. Recalculation is performed automatically, the application is not necessary.

## How to consider an increase if the pension is less than the subsistence minimum

Each pensioner will have its own increase. And although the indexation of absolutely all conventional old-age pensions will be 6.6%, it is not always an additional charge from the current monthly payment. There are nuances with a subsistence minimum.

Old-age pension may be less than a regional subsistence minimum for a pensioner. For example, a man worked unofficially all his life and accumulated only the minimum experience and points. By 60, he was calculated 8500 РPensions. And the subsistence minimum in the region is 10 thousand rubles.

Such pensioners supplement the amount that is not enough to a subsistence minimum in the region. Despite the fact that the earned pension is 8500 Р, a man will get 10 thousand: 1500 РHe will add a budget.

In April 2019, there was a special law on the indexation of such pensions. Now index the accrued pension - for example 8500 Р. It will increase by 6.6%. This increase will be paid over the surcharge to the subsistence minimum, although earlier the purchase was included in this surcharge and did not affect the amount of pension at all.

The same pensioner from January 1, 2020 will receive a pension that is considered on such a formula:

8500. Р+ 1500. Р+ 8500. Р× 6.6% = 10 561 Р

When the pension is less than the subsistence minimum, the indexation concerns not a complete amount of payment, but only the actually accrued old-age pension, taking into account the experience and points. Therefore, some pensioners have a complete pension, taking into account the surcharge, will increase by 6.6%, but, for example, by 5%.

All you wanted to know about pensions

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## Why pensioners are fired for the sake of

The indexation of pensions concerns only non-working pensioners, for which no one pays contributions. Moreover, the indexing system is arranged in such a way that when a working pensioner is dismissed, it is indexed by a pension, taking into account all percent, which has accumulated. This does not mean that he will pay all raises in rubles: he will increase the nearest pension for all interest that did not take into account earlier Due to work.

Then the pensioner can again get a job. But he will not be taken to get the increment. That is, you can quit at the end of December, wait for the indexation and settle down to work with the contributions. Or close an IP, and after three months register again. Then it will be possible to legally obtain indexation for all the years, including those 6.6%, which are put in 2020. To take the increase after the device to work, no one can: this is the rule of law.

For this reason, some pensioners specially dissolve labor contracts, and then they conclude them again. Because since the state came up with a strange scheme with saving money on indexation, that is, it makes sense to pick up the maximum with the help of legal techniques.

If you decide to do this, discuss with the employer not to lose work. It may turn out that the director will be only pleased with the statement from the pensioner and uses this situation to take the employee.

## How to index retirement retirees

Strictly speaking, working retirees pension is not indexed. It is increased taking into account points that have accumulated over the previous year.

From August 1, the value of the points accumulated in 2019 added pensions. For each score paid at the rate of 2020 - 93 Р.

Supplement can not be more than 3 points. Even if the pensioner has accumulated 9 points, in August retirement it was increased only for the cost of 3 points - that is, less than 300 rubles.

## What kind of indexing is predicted for 2021

Indexing size is known until 2024. This is how both components of the labor pension will grow.

### Indexation of pensions in old age until 2024

Year | Fixed payment | Ball value |
---|---|---|

2021. | 6044,48. Р | 98,86. Р |

2022. | 6401,10 Р | 104,69. Р |

2023. | 6759,56 Р | 110.55. Р |

2024. | 7131,34. Р | 116,63. Р |

Fixed payment

6044,48. Р

Fixed payment

6401,10 Р

Fixed payment

6759,56 Р

Fixed payment

7131,34. Р

**Federal news agency **It tells what changes are Russian pensioners in the new 2020.

## Indexing pensions in January 2020

From January 1 of the New Year, insurance pensions of non-working retirees will be indexed by 6.6 percent. On average, the increase will be one thousand rubles, but to find out exactly how your pension will increase, it is necessary to multiply the size of the monthly retirement benefit that you received in 2019 on the indexing coefficient of 1.066.

The gain will occur due to indexing the value of one pension score (or coefficient) and the values of fixed payments that are used in the calculation of pension payments. The cost of the pension point in 2020 instead of the current 87.24 rubles will be 93 rubles, and the fixed payment will be 5686.25 rubles instead of 5334.19 rubles.

Thus, from January 1, 2020, the insurance pension of non-working Russians on average will be equal to 15375.86 rubles. In 2019, its size was 14,614.5 rubles.

We emphasize that elevated pensions from January will receive non-working citizens who are appointed in old age insurance pensions, for disability and loss of the breadwinner, as well as military pensioners who receive the second (civilian) pension.

The Russian Pension Fund promised that retirees would receive their payments ahead of schedule - at the end of December 2019, if pensions are transferred to bank cards, and in early January - through the "Russian Post".

## Raising EVER and NSR

From February 1, 2020, the monthly cash payment will be indexed by 3.8 percent, including disabled people, veterans, Heroes of the USSR and Russia. But the size of this indexation is still inaccurate, since it depends on the level of inflation at the end of the year, which is not yet officially established.

Also, 3.8 percent it is planned to increase the cost of a set of social services (NSA), which is automatically charged to all recipients either, except for Chernobyl.

## Growth of social pension

As for social pensions, which receive citizens who do not scroll through the necessary number of pension points, their promotion will take place on April 1, 2020. According to forecasts of the Ministry of Economic Development, the growth will be 7 percent (in the monetary equivalent it is 300-900 rubles), but the exact indexation coefficient of social pensions will be announced closer to April next year. His growth is tied to an increase in the subsistence minimum of a pensioner for the year preceding the indexing date.

As a result, the average size of the social pension will be 9925.35 rubles.

## What will be with the pensions of working citizens?

The recalculation of payments of working pensioners will traditionally occur on August 1. If the pensioner worked the whole of 2019 or some of his interval, then from August 1, his pension will increase depending on the amount of insurance premiums, which the employer listed for it in the FIU.

The pension fund says that the proportion of working retirees is 20.4 percent of the total number of pensions recipients.

If the pensioner decides to quit, then his pension will be increased by multiplying the pension points accumulated on them to their current cost (in 2020, we recall, it is 93 rubles per score) and adding this amount to this amount of the current fixed payment (next year it is 5,686, 25 rubles).

## Social surcharges for pensions in 2020

If the pension of the non-working citizen is below the subsistence minimum, which in 2020, on average, 9,311 rubles is equal to the country, then it has a social surcharge on the monthly payment, which will bring the pension to the lowest size.

In the constituent entities of the Russian Federation, where the "minimum" less than the all-Russian subsistence minimum of a pensioner, surrenders of low-income pensioners are made from the federal budget. And where the subsistence minimum of a pensioner is above all-Russian, regional surcharges are produced.

## Who will retire in 2020

In the coming year, according to pension reform, women who have reached the age of 56.5 years old, and the men who were 61.5 years old were going to retire. In order for them to be prescribed insurance pensions, in 2020 their working experience should be 11 years old, and the number of accumulated pension points should be at least 18.6.

## Life disassembled, who will grow pensions from the new year and how much they will constitute, and also you need to have time to do before January to get payments on time.

What you need to have time to do before January 1

From January 1, the transition to the "World" card ends. Due to the coronavirus pandemic, this moment was postponed several times. The initial date was July 1. Then the transfer period was transferred to October 1. Since the new year, the process will complete finally. Receive a pension on the Maps of the "Visa" and "Mastercard" cards will be impossible. Accordingly, if a person has no map "Peace", it needs to be urgently.

—**From January 1, 2021, credit organizations are obliged to credit pensions to customer bank accounts, operations for which are carried out only using the World Map. At the same time there is an alternative. The possibility of obtaining cash payments is maintained (at the cash desk of the credit institution), as well as on accounts without the use of bank cards, **- explained in the FIU.

Who will increase the pension from January 1 and what other additions will be next year

Also from next year, insurance pensions are inflicted by 6.3%. This will happen from January 1. The amount of indexation is almost twice the expected level of inflation. According to preliminary estimates, it will be 3.7-3.8%. This increase affects non-working retirees.

From February 1, it is expected to increase monthly cash payments to veterans and disabled. This is a planned indexation on the level of inflation. The accurate size of the increase will be known at the beginning of next year. From April 1, social pensions will increase. Previously, by 2.6%, but this indicator can be adjusted depending on the size of the subsistence minimum of the pensioner. Working pensioners recalculate usually make from August 1.

—**In January, there is an indexation of two parts of insurance pensions: a fixed payment and individual pension coefficient. The cost of one pension coefficient in 2020 amounted to 93 rubles. Already in 2021, it will be 98 rubles 86 kopecks, in 2022 **—**104 ruble 69 kopecks, in 2023 **—**110 rubles 55 kopecks, in 2024 **—**116 rubles 63 kopecks. But the size of a fixed payment to an old-age insurance pension (previously it was called the base part of the pension) from January 1, 2020 amounted to 5686 rubles 25 kopecks. From January 1, 2021, it will be 6044 rubles 48 kopecks, from January 1, 2022 **—**6401 ruble 10 kopecks, from January 1, 2023 **—**6759 rubles 56 kopecks, from January 1, 2024 **—**7131 ruble 34 kopecks, **- told the lead lawyer of the European legal service Oksana Krasovskaya.

How will the recalculation of pensions

—**Pension indexing occurs automatically. For this, you do not need to handle anywhere, I will do everything independently. Do not index payments can not, but here, as elsewhere, errors may occur. For example, there was a situation: a person received a pension as a non-working and at one moment he began to accrue payments without regional surcharge as a working pensioner, **- Svetlana Petrikova, a partner of the law firm PG Partners.

It turned out that the basis of the information that the pensioner was opened by the PIP. In this case, the problem was solved when contacting the territorial separation of the FIU. It was required to provide a certificate from the EGRUL / EGRICON that a person with this Inn number is not registered in the registry as an individual entrepreneur.

—**In any case, if it seems that you have been underponed, you need to contact either the territorial separation of social protection, or in the FIU and understand. Causes may be very different. Usually all problems are solved, **- Svetlana Petrikova signed.

#### Subscribe to Life

The annual indexation of pensions in the coming year has undergone some changes. Now payments increase not on the level of inflation, as they did before, and on another, the legislatively approved scheme. What raising a pension in 2020 has happened from Russians, how to index payments in the near future will tell Bobank.

## New retirement rules in 2020

Since 2020, the conditions for the beginning of the retirement age for the elderly citizens changed:

- Until July 2020, the retirement age begins at those women who were 55.5 years old, and men who are 60.5 years old. In the second half of this year, no one will be in accordance with the age of the pensioner.
- To retire retirement, the work experience must be at least 11 years old, and the pension score should be equal or exceeded the level of 18.6 units. This exceeds the rules that acted in 2019.
- For those who have in the old rules, the retirement age has come in 2020, the pension will be charged only since July 2021 or in the first 6 months of 2022.
- Large mothers are available to retirement ahead of time, but they will still not be able to take advantage of the benefits.

The retirement age is not raised immediately, this process occurs gradually. Increase the age for the inhabitants of the country will be up to 2023.

## Payout indexation in 2020

Every year, the state is a bit, but regularly increases pension payments. This increase process is called indexation. Previously, the indexation was not high and calculated on the basis of inflation in the country. But since they raised the retirement period, payments also had to increase. From January 1, 2019, the amount of payments to the elderly citizens increased by 7.05%, which almost twice the previous indexation size. Also recorded a certain amount of indexation for the next couple of years. Pensions increase due to the fact that the pension score "is becoming more expensive" and the fixed amount of pension increases.

From January 1, 2020 increased payments to unearned elderly citizens. Inoperative are those older people who are not insured in any insurance systems. For this, citizen contributions are not paying neither the employer or he himself. So the state is trying to support the elderly people who do not charge the salary and which have no other payments except retirement.

From 2020, payments to non-working elderly citizens index for 6.6%. This index coefficient was recorded a year ago, with an increase in retirement age. Formula for calculating pension:

**The number of coefficients x the price of one point + fixed payment. **

Basically, the increase in pension is based on increasing payments for two parts:

Pensions | How the increase occurs |

Fixed part | Such an amount is prescribed to all citizens of the retirement age, regardless of the points they have worked during the work experience. In 2019, it was equal to 5334.19 rubles, and with the indexation of 6.6% in 2020, the amount was increased to 5686.25 rubles. |

Pension points | While the citizen works, points will dig on the face account. Their number depends on the contributions that hold from the income of a person. The greatest number of coefficients that could be accrued in 2019 - 9.13. By the time of retirement, a certain number of coefficients accumulates. For each of them, the state appoints money equivalent: in 2019 1 coefficient cost 87.24 rubles, and in 2020 - 93 rubles. Indexing percentage amounted to 6.6. |

By increasing these two parts, the pensions of elderly citizens occur.

## Who categories get the right to an increased fixed part

Increased fixed pension size is available only to some preferential categories of citizens. The list of beneficiaries includes:

- Citizens who have already turned 80 years old. Fixed pension amount - 11,372 rubles.
- Disabled 1 group. Pension payments 11 372 rubles.
- Citizens, on dependency in which are disabled faces. For 1 dependent, the amount is 7,581 rubles, for 2 - 9,477 rubles, and for 3 - 11,372 rubles.
- Citizens who were 80 years old, or they are disabled 1 groups who have dependents. For 1 dependent, the amount of the pension is 13,267 rubles, for 2 - 15,163 rubles, and for 3 - 17,058 rubles.
- Pensioners who live in rural areas and which worked in the field of agriculture at least 30 years. Fixed payments are 7,107 rubles.

These dimensions of the increased fixed pension are set for 2020. Next thighs will be the other.

Any pension payments Russians can translate to a bank card. In addition, the pensioner himself has the right to choose, in which bank he wants to receive a pension: in Sberbank, Mail Bank, VTB, Tinkoff or any friend.

## What will be the pension

Poster to a pension for each citizen will be different in the amount. On average, in Russia, pensions will increase by 1,000 rubles. But this is not an accurate amount, it is conditional based on the fact that on average payouts in the Russian Federation amount to 15,400 rubles, and 6.6% of it is approximately 1 thousand.

For example, if a citizen is charged 11 thousand rubles per month, then 6.6% of it is 726 rubles. As a result, it will receive 11,726 rubles. If the pension was 14 thousand, then the purchase equals 924 rubles. Accordingly, the pension will now be in the amount of 14,924 rubles. In some areas, for example, in Chukotka or in other territories with a regional raising coefficient, the pension in the elderly can be 30 thousand rubles. Then the surcharge will be almost 2,000 rubles.

As a result, each elderly citizen will have its own amount of increase. But despite the fact that indexation is usually 6.6%, not always surcharges calculate from the current amount of pension payments. With increasing pensions, the role and subsistence minimum (PM), which is installed at the residence of the pensioner can be played.

## Calculations for pensions below the subsistence minimum

Elderly payments may be below the subsistence minimum in a certain region. This can happen from those people who work unofficially. For example, a man was able to accumulate only the smallest required experience and points. Accordingly, in 60 years, he began to accrue a pension of about 8 thousand rubles at PM in the region of 10 thousand rubles. In this case, the pensioner adds the amount missing to the subsistence minimum. That is, about 2 thousand rubles will be added from budget funds.

In April 2019, changed the rules for increasing payments in such cases. Now add to pay only the accrued part without surcharge to PM. On the example, it looks like this pension accounted for 8 thousand rubles, then only this part increases by 6.6%. Previously, the increment was not shared with surcharges to PM, and she did not affect the amount of pension. From January 1, 2020, pension payments will be considered as follows:

**(8,000 + 2 000) + 8,000 x 6.6% = 10 528 **

Since indexation now concerns only a real-appointed fixed pension, then the overall increase in pension payments may not be 6.6%, but only about 5%.

## Dismissal for the sake of the increase

Index pension payments only to those pensioners who are not employed. Working retirees payments do not increase. Moreover, when an elderly person is dismissed, he is recalculated by a pension, taking into account the accumulated interest. All raises in rubles may not be paid, but all the coefficients that were not taken into account earlier are charged from the moment of dismissal. After that, if desired, the pensioner can work again, but the increase is no longer taken.

Some elderly citizens can take this. They may quit work, wait for the accrual of all interest and settle and deduct contributions, as it should be. If a pensioner has an open IP, he can close it, and in a couple of months register again. At the same time, they do not violate the law, but act within its framework.

But before doing this, you need to discuss the situation with the employer. Perhaps he will not agree to recruit the elderly employee again, but wants to hire younger. Therefore, the pursuit of a momentary benefit may be paid to the subsequent employment of the pensioner.

The percentage of rapid pensions in Russia in 2020 is already known. Pensioners who receive an insurance pension in old age, disability or loss of the breadwinner will fall under the indexation immediately after the new year - in January. The increase will be formed by indexing the fixed payment and the value of one pension point to the same percentage. Although in many cases, to understand the new pension, it is necessary to simply add the desired percentage to today's monthly pension payments.

## How many pensions will be raised from January 1, 2020

The percentage of which will grow pensions was approved back in 2018. The fact is that the law was prescribed in advance how pensions would grow up to 2024. This was done in the implementation of the pension reform when, in return to the increase in retirement age, the state promised that the pensions of existing pensioners would be indexed faster than the prices in stores grow.

Pension indexing percentage in January 2020 - 6.6%. But only officially non-working retirees will receive such an increase.

As for working retirees, their indexation does not affect again. Their pensions were frozen since 2016, and in 2020 the relief rule is valid. It is not planned to cancel it. The only thing that the category of the elderly Russians is waiting for such a category of pensions in summer, in August, when payments will grow a little at the expense of new pension points earned in 2019.

If we talk about those who receive minimum pensions, for them, a gain in January 2020 may be another percentage. The main part of the pension will grow by 6.6%, but social surcharge to the subsistence minimum will depend on how regional authorities will establish its magnitude in each particular case. But after the changes of the law in 2019, payments for the recipients of the minimum in any case are growing better than they grow before.

## How to grow pensions in 2020

Technically pensions in Russia are indexed not by adding the necessary percentage to their current size, but by recalculating the value of each pension point and fixed payout. It is these two meanings - a fixed payment and the price of a pension point - determine the amount of pension. For most seniors, the amount of payment depends only on how much pension points it counted in the Pension Fund of Russia. Fixed payout for everyone is the same.

The increase in these values from January 1, 2020 will be:

- Pension score will rise from 87.24 to 93 rubles,
- Fixed payout will grow from 5334.19 to 5686.25 rubles.

Large difference, how to consider a new pension size, no. If the pensioner does not know how many pension points counted him in the FIU, he can simply multiply his today's pensions at 1.066. So it will turn out a new amount of payment in 2020.

As a result of the January indexation, the average insurance pension in Russia will have to grow to 15431 rubles. In 2019, this is 14,543 rubles, that is, the increase in the middle pension will be about 900 rubles. Approximately on this growth of the average pension - about a thousand rubles annually - and the new law was calculated, adopted in 2018.

It is worth recalling that some pensioners receive special premiums to pensions, the amount of which is calculated based on the size of a fixed payment in the current year. Of course, when indexing the pension base will grow by 6.6% and the amount of such surcharges. Here are some special cooperation to recalculate:

- Admissions on dependents - for each dependent, the pensioner will receive 1895.42 rubles.
- Supplements for the northern experience - if the pensioner worked at the most extreme north, the surcharge will be equal to 2843.13 rubles, if in the equal territories - 1895.42 rubles.
- Supplement for rural experience - 1421.56 rubles.

## How much will the pension increase in rubles

As we said, adopted in 2018 provides an increase in the average pension per thousand rubles on average per year. By 2024, the average pension should rise to 20 thousand with superfluous. Since pensions increase annually, the percentage that is needed to receive a thousandth increases will be less every year. If in 2019 the indexation was 7.05%, then in 2020 it is already 6.6%. Further the percentage will be all lower.

The cunning of the law is that the participants of precisely average pensions receive a thousand rubles. These are those who today receive payments at about 14.5 thousand rubles. Those who have a pension above will receive more than a thousand rubles of increase in January. But those who get less than 14.5 thousand will receive a smaller increase accordingly.

The specific magnitude of the increase in pensions in rubles for each elderly Russian will be calculated individually.

Pensioners can multiply today's pension for 1.066 and find out what payment will be after the new year. But this rule only works if a person receives a net pension - without additional payments. If in addition to the principal amount of pension to a monthly allowance, monthly cash payments that replace benefits, or social surcharge to the subsistence minimum, a simple increase of 6.6% will give an incorrect result.

Suppose a pensioner receives exactly 10 thousand rubles in 2019. All this amount is only a pension, without surcharge. In this case, after an increase of 6.6%, its pension will increase by 660 rubles. In January, he will receive 10,660 rubles, and this will be the pension until December next year inclusive.

If the pension is 20 thousand rubles without additional payments, the increase will be 1320 rubles. Etc.

## Increased minimum pensions in 2020

Recipients of minimum pensions are a typical example of those who, in addition to the main pension, receive an additive - social surcharge to the subsistence minimum. There are many such people in our country, therefore it is worth explaining how their pensions will be indexed, more.

In January 2020, in most regions of Russia, the new values of the subsistence minimum of the pensioner will come into force. It is based on the basis of them will be determined by the amount of pension for those who receive a minimum.

In the fall of 2019, Russian regions actively establish a living wage for pensioners for the next year. This is done according to the new rules - a single method of calculating the PMP was developed in the Russian government. Before that, there was no such technique, and the regions established such importance as it would be pleased.

In addition, in 2019, the procedure for determining the amount of pensions after indexing has changed. If earlier an increase in pension under indexation was depreciated by the fact that the social flow was at the same time to the subsistence minimum, now the other rules. The amount of surcharge is recorded, and only after that the pension is indexed to the total percentage.

A simple example - a pensioner counted in 7,000 rubles, and the PMP is 9,000 rubles. So, the surcharge to the PMP is 2000 rubles. In 2020, in this case, two thousand rubles are recorded, and 6.6% is added to seven thousand. It turns out 7462 rubles of the main pension and 2000 rubles surcharge. Total pension will be 9462 rubles.

## What to wait for working retirees

Working pensioners will not be notified in 2020. First, they will not affect the indexation of the fixed payment and the cost of the pension score by 6.6%. This recalculation will be produced only after the dismissal of a person from work.

Secondly, if a working pensioner receives a minimum retirement with a social surcharge to a subsistence minimum, it will not affect the increase in the PMP in the region. The fact is that the social population is laid only by non-working pensioner. A working gets as much as he counted in the FIU, even if it is less than the subsistence minimum. It is believed that man "gets" the right amount due to the salary.

In addition to working retirees will receive in August 2020. But it will be an increase for work experience in 2019.

If the pension of the retired pensioner includes monthly cash payments that replace benefits, the indexation will happen in February 2020. The indexing percentage is pre-equal to 3.8%, but the exact percentage will be called in January.

## What other indexes in 2020 need to know

Insurance pensions in old age are the largest, but not the only category of payments for the elderly. In 2020, other payments will be indexed:

- EVER, NSR and other payments to federal beneficiaries will grow by about 3.8% from February 1, 2020.
- Social and state retirees on tradition will be re-made from April 1, 2020. The scheme of indexing such payments involves the orientation on the dynamics of the growth of the subsistence minimum, the accurate percentage of the government will call at the beginning of spring.

Thus, for different categories of Russian retirees, the news for 2020 is different. But the majority still expects an increase in January by 6.6%.

Original article: https://bankiclub.ru/pensii/na-skolko-povysyat-pensiyu-sone --yanvarya-2020-goda/

**The size of pensions and their increase is one of the most important topics, the sharply exciting inhabitants of Russia, which reached retirement age or approach it. We will remind, today in Russia, the retirement age for women was installed in 60 years, for men - in 65. At the same time, the increase in retirement age occurs gradually, in addition, there are programs for people who are called pre-mentioners. If there is sufficient experience, some categories of citizens who have not yet reached retirement age have the right to retire early. **

## Raising pensions from April 1, 2021

On April 1, 2021, the planned indexation of social pensions and payments for state support of citizens will be held. Such types of pensions are prescribed to citizens who have not received the right to insurance provision - when they are not enough experience, points, and also, if a person has never worked (for example, due to the disability obtained in childhood). According to the preliminary estimates of the government, the pension will increase by 2.6%. Government Decision will be developed and signed during March and will come into force on April 1, 2021.

For pensioners receiving other types of pensions, no add-ons in April 2021 are expected.

- Insurance pensions, non-working pensioners have already indexed 6.3% from January 1, as a result of which they increased by an average of 1000 rubles.
- For working retirees receiving an insurance pension, indexation is still frozen. For this reason, they did not receive an increment in January. For them, the increase is scheduled for August when the Pension Fund appoints a surcharge for additional pension points that have been earned already after retirement.
- Pensions of the military and equal to them categories (Pensioners of the Ministry of Internal Affairs, FSIN, Rosgvardia, etc.) will increase by 3.7% from October 1, 2021. The increase will be appointed as a result of indexing the amount of monetary content by 3.7%. In this case, the lowering coefficient will remain unchanged - 73.68%.

However, some military retirees are charged in April 2021. It will be appointed by recipients of various social surcharges - for disability, minor children, participation in hostilities, etc.

## Who will increase the pension from April 1, 2021

Increasing from April 1, 2021 concerns social pensions of all three types - in old age, disability and loss of the breadwinner. At the same time, monthly payments for state pension provision increase. The increase will receive about 4 million citizens, of which 3.2 million pensioners receive a social retirement.

According to Art. 25 of Law No. 166-ФЗ dated December 15, 2001 "On State Pension Provision", the indexing coefficient establishes depending on the growth rate of the subsistence minimum of a pensioner (PMP) in the previous year. Based on this, the Government plans to increase pensions in April 2021 by 2.6%.

However, according to the results of the final calculations of the Ministry of Labor, another index can be approved - both higher and lower than the forecast. The final data will be known already in March 2021, the percentage, in accordance with which will increase social and government pensions, will be approved by the supply of the government. It will enter into legal force from April 1, 2021.

## Who will receive 10 thousand rubles to pensions

Recall the indexation of pensions in Russia is held annually. In 2021, the indexation of pensions of non-working pensioners was already carried out, they were raised by 6.3%; On average in Russia, the increase was more than a thousand rubles. Today in the Russian Federation, the average pension of the non-working pensioner is 17.4 thousand rubles.

In the beginning of March, the FIU recalled the new indexing scheme of pensions in the current year, thanks to which some categories of non-working retirees can additionally get up to 10 thousand rubles. We are talking about low-income pensioners, which, according to the new payment rules, first increase to the level of the subsistence minimum, and then index. Thus, the pensioner does not lose the right to receive additional regional support measures, which are preserved for it in full.

Indexation in this case is carried out only after bringing pensions to the level of subsistence minimum and over this indicator. It is reported that in some cases the total amount of additional payments can reach 10 thousand rubles.

## Enhance social pension from April 1, 2021

Social pensions will increase from April 1, 2021 percentage, approved by the Government Decree. According to preliminary data, the index will be 1.026, that is, pensions will increase 2.6%.

It is worth explaining that the size of the social pension is fixed for certain categories of citizens and listed in Article 18 of Law No. 166-FZ dated December 15, 2001. It is these amounts annually indexed in April.

**To determine how much the amount of pension payments from April 1, 2021 will increase, on the following table: **

**Category of recipients **

Until 01.04.2021 / from 01.04.2021 / Rubbing

- Disabled citizens (women from 65 years old, men from 70 years old) 5606,17 5751,93 145,76
- Small peoples of the North (women from 50 years old, men from 55 years old)
- Disabled 1 group, disabled since childhood 2 groups 11212,36 11503,88 291,52
- Disabled 1 group since childhood, disabled children 13454.64 13804,46 349.82
- Disabled 2 groups 5606,17 5751,93 145,76
- Disabled 3 groups 4765,27 4889,17 123.90
- Children up to 18 liters. or students up to 23 who have lost both parents or children dead lonely mother or parents of which are unknown 11212,36 11503,88 291,52
- Children up to 18 liters. Or Students up to 23, who lost the 1st parent 5606,17,5751,93 145,76

Often, the recipients of the social pension pay out other amounts of payments, as they are also prescribed to surcharge to the subsistence minimum of the pensioner (see the table of PMP values established in the subjects of the Russian Federation). If the pensioner lives in the region with the established district coefficient, the amount specified in the table increases in accordance with this coefficient.

## Indexation of payments for state pension provision

2.6% will be added in April and to pensions under state pension provision. It is worth clarifying that the size of such payments by law is established as a percentage of the social pension. Therefore, due to the indexation of social pensions, states are increasing.

We give a few examples, how much will increase the payment of the state. Provision from 01.04.2021:

The servicemen of the call, which received disability as a result of military injury:

- 1 groups - 17255.79 rubles. (A gain will be 437.28);
- 2 groups - 14379.83 (add 364.40);
- 3 groups - 10065.88 (increase by 255.10);

Members of the families of the dead military workers who served on the call:

- If death has come as a result of military injury - 11503.86 rubles. (add 291.52);
- If he died as a result of the disease obtained during the service - 8627.90 (add 218.65);
- Chernobyls - 14379,83 rub. (promotion will be 364,40);
- Living or working in the zone of radioactive pollution - 11503,86 rub. (an increase of 291.52);

Warm participants who have received disability:

- 1 groups - 14379.83 rubles. (add 364.40);
- 2 groups - 11503.86 (increased by 291.52);
- 3 groups - 8627.90 (raised at 218.65).

All categories of recipients payments for state. The provision and size of the payments provided for them are enshrined in Articles 14-17.2 of Law No. 166-FZ. Knowing how much social project from April 1, you can independently calculate the amount of pension payments and for any other category of recipients.

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In 2020, the procedure for increasing pensions began from January 1, 2020. The increase was touched by pensioners receiving ingredients in old age, disability or on the occasion of the loss of the breadwinner. They gained an increase due to indexing the value of one pension point and the value of fixed payments. Recall that the two of these parameters are applied when calculating pension payments.

The order and the percentage of their indexation was approved in paragraphs 7 and 8 of Art. 10 of Law No. 350-FZ of 03.10.2018. It also provides for the order of annual indexation until 2024 (that is, the size of the additions is also known for the next periods).

Indexing insurance pensions from January 1, 2020 is **6.6% **. In this case, insurance payments are indexed. **Only for non-working retirees **.

Working pensioners have once again remained without an increase. Their pension is not indexed since 2016, and 2020 in this regard is no exception. For this category of citizens, the only increase in the amount of payments is recalculated for work experience, which annually and automatically takes place in August.

In addition, the increase in January touched the recipients of minimum pensions regardless of the type - insurance, state or social. The increase was appointed due to the establishment of a new subsistence minimum of the pensioner in the regions of the Russian Federation for 2020. But if the minimum in the region did not change and left the standard of 2019, then as such an increase in the pension will not be.

## What is waiting for pensioners from January 1, 2020

Non-working pensioners who have been appointed insurance support, raised pensions from January 1, 2020. It's done **Due to the indexation by 6.6% **Following quantities:

The two of these parameters are used when calculating the size of the insurance pension. As a result of the increase in score and FV by 6.6%, the retirement payment also increased by 6.6%.

The main information on the indexation approved on January 1, 2020 is presented in infographics:

Infographics: How to change pensions from January 1, 2020

Recall that there are surcharges to the insurance pension, the sums of which are calculated on the basis of the established value of FV. Since the fixed part is indexed from January 1, the dimensions of these allowances are also changed. This concerns:

## How much will the pension increase

When Law No. 350-FZ was taken from 03.10.18, when determining the percentage of indexation, they focused on the value of the average increase in pension. It was planned that during 2019-2024. pension payments **must grow annually by 1000 rubles **. In order to ensure such an increase in 2020, the indexing coefficient was approved - 1.066, which corresponds to an increase of 6.6%.

It should be noted that the increase of 1000 rubles is determined on the average annual pension in the Russian Federation. In 2019, this value for non-working retirees is 15459.85 rubles, and during 2020 it should increase to 16389.62 rubles. That is, the payments will be paid to 1 thousand rubles, which receive such (or about such an amount) - about 15.5 thousand rubles. and higher.

For each pensioner, the amount of addition will determine **Individually **. It will depend on how much a citizen has received last year. Everyone can independently calculate how much its insurance payment will increase in January 2020

- To find out the amount of pension from 01/01/2020, you need to multiply the magnitude of last year's payout by 1.066.
- At the same time, when calculating, it is necessary to use directly retirement payment and not to take into account various surcharges (ener, social. Extra charge to the subsistence minimum and so on).

Example

In 2019, the pensioner love Ivanovna received a payment of 10,000 rubles. After the increase from 01.01.2020, it will begin to receive an amount equal to 10,000 × 1,066 = 10660 rubles, that is, 660 rubles more than last year.

## How to raise minimum pensions

In addition to indexation, the change in pensions in January 2020 was due to approval in the regions of the Russian Federation new values of the subsistence minimum of the pensioner (PMP). This amount, below which the non-working pensioner cannot receive by law (the so-called "minimum pension"). And if the appointed citizen payments below this value, he will receive a social surcharge to the PMP. Such a surcharge can be obtained both insurance pensions and to social, state, etc.

From January 1, 2020, new subsistence minimum values operate, that is, in fact, new minimum pensions. The amount of social surcharge will also be established regarding the new values of the PMP. The table of minimum pensions in 2020 in the regions of the Russian Federation is presented in

article.

In some regions of the Russian Federation, regional surcharges to pensions are introduced in connection with significant increase in PMP. From January 1, 2020, they will first be appointed in 15 subjects of the Russian Federation (all of these regions will be 31).

Recall that in 2019, on behalf of V. Putin, the procedure for indexing pensions was changed from a social surcharge appointed to it. Now the indexing increase will be accrued over the size of the subsistence minimum.

Example:

- Pensioner was appointed a pension in the amount of 7,000 rubles. In his subject, there is a living wage at least 9000 rubles, that is, social. Supplement to a minimum is 2000. In total, the pension payment is 9000 - the value of the regional PMP.
- Poster after the increase in January will be 7000 × 0.066 = 462 rubles. Social surcharge to the PMP is calculated on the size of the pension without taking into account the allowance, that is, relatively 7,000 rubles: SD = 9000 - 7000 = 2000 rubles. That is, in 2020, the total amount of payment will be 7000 (last year's pension) + 2000 (social population) + 462 (indexing) = 9462 rubles. The increase is 462 rubles.

## And what will happen to working pensioners

For working pensioners no changes in January 2020 **Did not happen **.

- First, when calculating their pension, the fixed payment and the price of the score are used in those values that were set to the date of registration of the pension provision. That is, the annual indexations of working do not concern, and therefore the increase of 6.6% in January will not be for them.
- Secondly, while the pensioner continues to work, it has no right to receive social surcharge to the subsistence minimum. That is, the statement of new values of the PMP will not affect their pension provision.

Poster for working retirees will be paid **from August 2020. **When the FIU will recalculate the experience gained in 2019. The amount of surcharge will depend on the number of pension points earned over the past year. The amount of payment is calculated as the cost of accumulated coefficients, and the price of one such coefficient is also frozen at the date of the pension.

If the pensioner gets anterior (for example, it has disability), it will receive an increase in February as a result of an increase in the amount of us. There are no restrictions on the indexation of this payment for working citizens.

## What other indexations are scheduled for 2020

The scheme for indexing payments to pensioners for 2020, in addition to gaining from January 1, provides for the following steps:

- Increased amounts of unava, NSR and other payments for federal beneficiaries. Their indexing was held from February 1 for the magnitude of last year's inflation (that is, for 2019). The indexing coefficient is 1.03, that is, the increase was exactly 3%.
- An increase in social and state pensions from April 1. The percentage of indexation will be established depending on the growth index of the subsistence minimum of the pensioner. According to the final calculations of the Ministry of Labor, the value of the index will be 1.061 - that is, 6.1%).

Information on increasing military pensions in 2020 can be read in a detailed article.